One Platform. Stronger Local Economies.
BuildUp connects merchants, consumers, and communities through one payment network that keeps money circulating locally. Businesses keep more from every sale, shoppers earn rewards for buying local, and communities gain measurable economic impact rather than losing value to payment fees.
For Local Businesses:
Keep more of every sale with payments that work alongside your existing setup. BuildUp helps reduce payment costs, reward loyal customers, and keep more local spending circulating through your business.
- Lower your payment costs
Keep up to half of what you’d normally lose to card fees. BuildUp uses modern payment rails to reduce costs on every transaction. - Get paid fast, without extra hoops
Payments land in your BuildUp wallet quickly. Cash out to your bank, or use those funds to pay vendors in a few taps. - Works along with your existing setup
BuildUp works alongside your existing POS, so there’s nothing to replace. No new hardware, annual contracts, or onboarding fees. Start with your phone or your current payment setup. - Reward customers automatically
Customers earn local rewards every time they shop with BuildUp, giving them another reason to come back and support your business.
Keep serving your customers the way you always have, while every transaction delivers more value to your business and your community..
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For Consumers
Support the places you love, earn local rewards, and see how your everyday spending strengthens your community. When you pay with BuildUp:
- Use the card you already have
Pay with any regular debit or credit card. BuildUp works in the background, so you don’t have to change how you pay.
- Earn local rewards every time you shop
When you shop at BuildUp businesses, you earn BLD rewards redeemable at any participating business in the network. - Turn everyday spending into community wealth
Choose to round up your purchases. Those extra cents help strengthen local businesses and keep more money circulating locally. - See your impact grow
Track how many local businesses you’ve supported, how much money you’ve helped keep circulating locally, and how your community is benefiting.
Your everyday coffee, haircut, or corner-store run becomes more than a purchase. It’s an easy way to support local businesses, earn rewards, and strengthen the community where you live.
Why Choose BuildUp?
Lower Fees. Local Rewards. Measurable impact.
By choosing BuildUp, every payment does more than complete a transaction. It keeps more money circulating locally, strengthens small businesses, and builds a stronger local economy.
Strengthen Your Local Economy
Help Build Stronger Local Economies
Every time you use BuildUp as a business or consumer, you’re doing more than completing a transaction. You’re helping keep more money circulating locally, strengthening businesses, and creating lasting economic value in your community.
Keep More Money Local
When payments run through BuildUp, local businesses keep more revenue to hire, invest, and grow. Instead of losing more to payment fees, they can strengthen their business and their community.
Build Community Wealth
Using BuildUp keeps more money circulating between local businesses, workers, and families. Over time, that creates stronger local businesses, more jobs, and a more resilient local economy.
Every Transaction Strengthens Your Community
You don't have to change how you spend to make a difference, only how your payments move. With BuildUp, every purchase helps keep more money local, strengthen businesses, and build a stronger community.