How BuildUp Works

BuildUp connects local spending, merchant growth, shared rewards, and economic intelligence into a self-reinforcing economic cycle.

BuildUp and community sponsors initially seed shared consumer rewards, giving shoppers more reasons to support participating local businesses. Lower payment costs help merchants retain more revenue, while a portion of the net contribution from eligible merchant-to-merchant transactions helps replenish the shared rewards pool.

These rewards encourage repeat local spending, creating more opportunities for businesses to grow together. Economic intelligence makes this connected commercial activity visible and measurable.

People Shop Local

Consumers spend at participating local businesses and earn rewards for their purchases.

Local Businesses Grow

Merchants receive revenue and retain more value through lower payment costs.

Money Circulates Locally

Businesses purchase goods and services from other participating local merchants, suppliers, and service providers.

Commerce Supports Rewards

A portion of the contribution from eligible merchant-to-merchant transactions, after costs, is designed to support a shared consumer rewards pool.

Rewards Encourage Repeat Spending

Shoppers earn rewards at one participating business and can use eligible rewards at another, encouraging repeat local spending.

Economic Intelligence Makes Impact Visible

BuildUp helps merchants and communities measure participation, repeat spending, and connected commercial activity.

BuildUp’s Local Economy Flywheel

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